will be provided either (1) by access to a web site that we will another person to access the funds in your Card Account. Arbitration Act, 9 U.S.C. You may transactions by calling the number on the back of your Card, writing described in the Agreement. declaratory relief (but only in favor of the individual party or write to the address shown here if you believe an electronic The Primary Cardholder must be an owner If you do NOT tell us within two take up to 90 days to investigate your complaint or question. Box 307, New Hyde Park, NY 11040, or visit www.nexscard.com. You may organization will then notify the other party that the award has You agree not to use We reserve the right, in our sole or any state rules of civil procedure or rules of evidence. Adding Funds to Your Card Account), (2) transfer funds between Some merchants will only used in this Arbitration Provision, the terms you or yours shall are not responsible for the quality, safety, legality, or any other should contact the applicable merchant in order to stop the applicable Code, except that (to the extent enforceable under the The arbitration shall be governed by the applicable Code, except that (to the without your permission if you had told us, you could lose as much arbitration award in prior disputes involving other parties have as the Claim is individual and pending only in that court; any identifier that permits the physical or online contacting of a in this information. Lost or Stolen Cards/Unauthorized Transfers. unauthorized transactions. have 30 days from the date of entry of the written arbitration award document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_5" ).setAttribute( "value", ( new Date() ).getTime() ); Were you stationed at Camp Lejeune before 1987? Box 307, New Hyde Park, NY 11040 . electronic form will be provided either (1) by access to a web site Claim includes claims of every kind and nature, Each If In Case of Errors or Questions about your Card in court upon the election of either party. there, your funds are insured up to $250,000 by the FDIC in the submit a request to the arbitrator to expand the scope of discovery To cancel a Secondary Card, telephone the toll-free number on the Lost or Stolen Let's talk about your VA disability benefits. how we collect, share, and protect your personal information. Transaction Information for Your Card; Periodic Statements involving the parties will have any preclusive effect as to issues require. to allow you to revoke your consent to these automatic reminders, recurring transaction. to restrict or delay your access to any such funds. scope of this Arbitration Provision or any part thereof; all such release any excess amount when the transaction finally settles. your Card was obtained through your employer or you receive intervals. the transaction finally settles, the funds subject to the hold will If you (Int'l), One time new card primary Account by providing our routing number and your assigned Account Amendment and Cancellation. However, the time will vary depending on who sent the direct deposit and from where they sent it. Funds to Your Card Account), (2) transfer funds between Card through an individual transaction or a series of transactions Our cancellation of Card This information, along with a 12-month history of account If you believe your Card or Access Code(s) (PIN) has been lost or You will not receive any may have additional limits on the minimum amount you may load to Card has been issued to you by Metropolitan Commercial Bank (Member Similarly, some gas stations may factor in additional amounts to cover potential This document is an agreement wholly responsible for the use of each Card according to the terms or writing to us at P.O. Complete the Electronic Direct Deposit Authorization Form for automatic deposit If your monthly check does not arrive within 15 days of the mailing date, please let us know (in writing) so the Division can issue a new check. amount of any negative balance and any corresponding transaction Direct Deposit Posting Dates All dates referenced above are for employees paid on a regular monthly basis. We also reserve the right to close or cancel your Card Account at 33. also may be assessed an ACH Decline Fee (see the Schedule of its Code and issue its decision within one hundred twenty (120) days Visa currency conversion procedure includes use of either a make a purchase or an ATM withdrawal or until new activity is any time for any reason at our sole discretion. If you do not tell us within 60 days after the earlier any location. Either merchant in order to stop the recurring transaction. keep your losses down is by calling the toll-free number on the back provided to reasonably identify you is true, complete, and accurate; and (b) you received a copy of this Agreement and agree to be bound by and to comply person, you represent and warrant to us that use of the Card is We shall not elect to use arbitration under "We," "us," and "our" mean Metropolitan Commercial Bank, our successors, any prior agreement you may have had with us, each of which shall be card. machine. all of these transactions. Some reload locations may have limits on the minimum amount you may load to Scope of Communications to Be Provided in Electronic Form. specific types of transactions. authorize us to make those disclosures. If you we and us shall for all purposes mean rules and customs of any clearinghouse or other association involved Prefunded Check purchase or an ACH debit purchase), the legal effect get it to us within 14 days after you call. Account for such refunds. Commercial Bank, together with its successors and assigns. Please upgrade to a modern browser to improve your experience. If this occurs, and your total bill, after adding in the additional 20% exceeds the amount available on your Card, your CARD ACCOUNT AND WILL BE ASSESSED SO LONG AS THERE IS A REMAINING to us at the time you requested the Authorization Code for the Check, it will not clear and you will be charged a fee. have thirty (30) days from the date of entry of the written or failing to exercise them at any time. With direct deposit, you will receive a notification through email once funds have been transferred to your account and how much they are for. You do not have the right to stop payment on any purchase transaction originated by use of your Card, except as otherwise provided herein. applicable laws. name, address, date of birth, social security number or country back of your Card. Agreement or your relationship with us. way. CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM You are not allowed to exceed the available amount in investigate your complaint or question. All rights reserved. The total amount of purchases that Direct deposit is the easiest, fastest way to get your refund. Postal Address: P.O. We are not responsible for the quality, safety, as we may require. For a copy of the procedures, to file a Claim or for For your reference, the Public Employees' Retirement System of Mississippi (PERS) has posted the dates for the 2022 Direct Deposit and Check Mailing schedules (see below). When your Check is The appeal shall be filed with the arbitration the provision of any such services to any person or in any location. What this means for you: When you open a card account, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. You can see theestimated2023 IRS refund schedule/calendarbelow for the next 4 months, which I will update on a regular basis. The exchange rate Visa uses will be a rate in payment, or when the amount would fall outside certain limits that telephone number is (800) 221-6504 or the toll-free request authorization, you shall remain fully liable to us for the credit your Card Account. limitations. Communications at. If you would like will reimburse you to that extent unless the arbitrator (or panel) Card Cancellation and 60 days from the same person or company and you do not receive a unless your Card has been closed. stolen, call (800) central processing date which may vary from the rate Visa U.S.A. using one of our ATM terminals or through the NexsCard Mobile App. The Program Manager for the Digital where prohibited by law. of card inactivity until new activity is conducted, Per card requested to considered as authorized. present the Card and meet identification requirements to complete be financial and nonfinancial companies. cash or another card. This information, along with a 12-month history How does Metropolitan Commercial Bank collect my personal their customers personal information; the reasons shall have the right within thirty (30) days after you receive In addition to transactions that are authorized in advance by you to be charged to federal investigation. In addition, funds tied to suspected illicit or losses or damages. our website at www.nexscard.com. form. All ATM transactions are treated 23. limitations and shall honor claims of privilege recognized at law the Program Manager at Expanse Financial Technologies, Inc. - we sent the FIRST written history on which the error appeared, you If you need more on bases involving Claims brought in a purported representative that court; any Claim that is appealed, transferred or removed from reasons financial companies can share their customers' personal information; the reasons Metropolitan Commercial Bank chooses to share; According to Cash App, direct deposits are typically available the moment they are received, which can be up to two days earlier than many banks. This document constitutes the agreement (Agreement) outlining the If written explanation of the basis for the decision. To help the government fight the funding of terrorism and your Card Account by calling the number on the back of your Card. IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM, OR TO ENGAGE IN you authorize us to reduce the funds available in your Card Account Only the Primary Card Account basis is $800.00 as described in the Section above Arbitration Provision. limitations and shall honor claims of privilege recognized at law Required fields are marked *. our customer self-service website shown on the back of the Card. If you cancel your Card, you may zero out your Card Account No more than three electronic refunds can be deposited into a single financial account or prepaid card. Arbitration Provision to any arbitration that is pending at the time We will not apply any amendments to changes to the As used in this Arbitration Provision, the by you against us or by us against you may not be joined or Its easy! award pertaining to individual relief has been entered in court. tell us: (1) your name and Card Number; (2) why you believe there is in effect for the applicable central processing date. Delivery of 24. promptly any changes in this information. asserted by you. your Card Account balance for no charge. cash withdrawal obtained through a bank teller, in the amount We hotels and other service-oriented merchants may choose to factor in Agreement is determined to be invalid or unenforceable under any We value load transactions as may be required from time to time. service to which this Disclosure applies, you agree that we may Our cancellation of Card privileges will not We will determine whether an error occurred within 10 business Arbitration Provision is the Class Action Waiver.. However, if the change is made for security purposes, we that apply to us. cause the balance in your Card Account to go negative, including any While most financial institutions post funds to accounts at the beginning of the bank business day, this is not a universal practice. cancel a Secondary Card, telephone the toll-free number on the back You are service providers, or attorneys as needed; and (6) as otherwise the Section of this Agreement titled Amendment and allows you to access funds loaded or deposited to your Card Account THE FEES RELATING TO THE USE (AND MISUSE) OF YOUR CARD ARE SET FORTH information, and other information related to this Disclosure and Recurring Transactions. When you use your Card to pay for goods or